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Retirement
- 9 Facts About Retirement
- 9 Facts About Social Security
- The Cost of Procrastination
- Healthcare Costs in Retirement
- When Should You Take Social Security
- Traditional vs. Roth IRA
- Split Annuity Strategy
- Where Will Your Retirement Money Come From?
- Important Birthdays Over 50
- How Will Working Affect Social Security Benefits?
- Immediate vs. Deferred Annuities
- Women and Financial Strategies
- Caring for Aging Parents
- What Is a Roth 401(k)?
- Catch-Up Contributions
- Systematic Withdrawals in Retirement
- Retirement Income and the Traditional Portfolio
- Your Changing Definition of Risk in Retirement
- A Bucket Plan to Go with Your Bucket List
- Choosing a Retirement Plan that Fits Your Business
- Is a SEP-IRA Right for Your Business?
- Orchestrating Your Retirement Accounts
- Money that Buys Good Health is Never Ill Spent
- Should You Borrow from Your 401(k)?
- Volunteering in Retirement
- Social Security Benefits: How Much Will I Receive
- Social Security: Maximizing Benefits
- Social Security: Five Facts You Need to Know
- Social Security: The Elephant in the Room
- Choices for Your 401(k) at a Former Employer
- IRA Withdrawals that Escape the 10% Tax Penalty
- Is a Variable Annuity Right for Me?
- Three Key Questions to Answer Before Taking Social Security
- Eight Mistakes That Can Upend Your Retirement
- Does Your Portfolio Fit Your Retirement Lifestyle?
- What's New for Social Security?
- Retirement Traps to Avoid
- The Pre-Retirement Checklist
- 5 Benefits of Working in Retirement
- Women on the Rise
- How Women Can Prepare For Retirement
- Retirement Realities
- Why Medicare Should Be Part of Your Retirement Strategy
- How Retirement Spending Changes With Time
- Helpful Retirement Strategies for Women
- A Meal for All Generations
- Who Is Your Trusted Contact?
- Starting a Roth IRA for a Teen
- Retirement Seen Through Your Eyes
- Saving Early & Letting Time Work For You
- Retirement Is a Beginning
- Retirement Questions That Have Nothing to Do With Money
- Navigating Retirement Pitfalls
- Retirement Plan Choices for Small Businesses
- Tax Efficiency in Retirement
- Conquering Retirement Challenges for Women
- Buying a Vacation Home? 5 Questions to Consider First
- The IRS’s Inflation Adjustments for 2022
- The IRS’s New Rules for Retirement Distributions
- Choose Your Own Retirement Adventure
- After You Max Out Your 401(k)
- Surprising Upsides in a Down Market
- New Retirement Contribution Limits for 2023
- Find That Lost Retirement Account
- SECURE Act 2.0: An Overview
- 2023 Market, Policy & Planning Outlook
- SECURE Act 2.0: What It Means for Your Retirement
- Bull & Baird: Anxiety
- Using Liquidity in Retirement To Beat Inflation
- Protecting the Nest Egg After You're on Your Own
- The ABCs of HSAs
- A Bigger Payday for Retirees
- Pay to Play: Planning for Your Child’s Activities
- Rethinking Retirement
- Preparing for Risks at Every Stage of Life
- FIRE Retirement
- When Financial Health Meets Mental Health
- "I'm Not Getting Older - I'm Getting Better!"
- The Big Raise from Social Security
- Navigating the Risks of Retiring in a Bear Market
- The Hidden Factor That Can Derail Your Legacy
- 5 Employment Benefits You Might Be Overlooking
- Managing Your Medicare Premiums
- Inherited an IRA? Here's What You Need to Know
- "Are We Going to Be Okay?"
- What Medicare Doesn't Cover
- Have You Planned for All 3 Phases of Retirement
- June Wealth Strategies
- Inside the Gender Wage Gap
- Should You Consider a Roth Conversion?
- After You Max Out Your 401 (k)
- A Lesson From My Youth
- Why do Renters Have to Save More?
- Seeing the Big Picture
- Where Should You Retire?
- Financial Plans Evolve Through Every Stage of Life
- AI Tools Changing Retiree Entrepreneurship
- Dear Reader
- When to Take Your Benefit: A Key Retirement Decision
- Prepare for Medicare: A Guide for First Timers
- Financial Planning for Service Members
- Financial Planning in Boom-or-Bust Industries
Estate
- Critical Estate Documents
- Estate Management Checklist
- And the Executor Is
- Put It in a Letter
- Will Power
- A Brief History of Estate Taxes
- Trends in Charitable Giving
- Problems with Probate
- Succeeding at Business Succession
- What is the Value of Your Business?
- Choosing a Business Structure
- Understanding the Alternate Valuation Date
- 4 Steps to Protecting a Child with Disabilities
- A Primer on Irrevocable Life Insurance Trusts
- A Living Trust Primer
- Yours, Mine, and Ours: Estate Strategies for Second Marriages
- Four Reasons Millennials Need an Estate Strategy
- Four Steps to Valuing an Estate
- When Heirs are Imperfect
- Test Your Estate Strategy Knowledge
- Why Everyone Needs an Estate Strategy
- A Checklist for When a Spouse or Parent Passes
- Managing an Inheritance
- 3 Estate Challenges for Blended Families
- Why Everyone Needs an Estate Plan – Yes, Even You
- The Basic Elements of Estate Planning
- Keeping Your Legacy Secure
- Helping Your Children Prepare for an Inheritance
- Everything You Need To Know About Tax-Free Family Gifting
- You May Be Wealthier Than You Think
- Keeping Your Legacy Secure
- How To Talk Through Transitioning a Family Business
- A House Divided
- Planning To Be Alone
- A Brief Guide to Prenups
- Planning for a Child With Special Needs
Investment
- The Business Cycle
- A Look at Diversification
- Inflation & Your Money
- Mutual Funds vs. ETFs
- Rebalancing Your Portfolio
- Estimating the Cost of College
- TIPS for Inflation
- Types of Stock Market Analysis
- Best-Performing Asset Classes
- How the Federal Reserve Works
- A Primer on Dividends
- Asset Allocation
- How Stocks Work
- Required Reading: The Economic Report of the President
- Getting a Head Start on College Savings
- A Decision Not Made Is Still a Decision
- Global vs. International: What’s the Difference?
- The Great Debate Continues: Active vs. Passive
- All Muni Bonds Are Not Created Equal
- A Taxing Story: Capital Gains and Losses
- The ABCs of Zero Coupon Bonds
- The Ivory Tower Changes Wall Street
- Earnings for All Seasons
- Investing with Your Heart
- The Anatomy of an Index
- The Utility of Sector Investing
- The Investment Risk No One’s Ever Heard Of
- Alternative Investments - Going Mainstream
- Don’t Be Your Own Worst Enemy
- Investment Challenges of the Affluent Investor
- Four Really Good Reasons to Invest
- How Financial Professionals Are Compensated
- What’s Your Investment IQ?
- You Would Rather Be...
- How to Invest in LGBTQ+ Friendly Companies
- Pullbacks, Corrections, and Bear Markets
- How to Conquer the World - 5 Financial Strategies for Savvy Single Women
- Separating the Signal From the Noise
- Emotional vs. Strategic Decisions
- Why Regular Rebalancing Makes Sense
- Diversification, Patience, and Consistency
- The Sequence of Returns
- Your Shifting Risk Tolerance
- Risk Perspective
- Do Our Biases Affect Our Financial Choices?
- Are You Ready for Your Portfolio to Make a Difference?
- Inflation and the Real Rate of Return
- How to Deal with the Inevitable Volatility
- Strategas 2022 Midterm Election Primer
- Bull & Bear Markets: A Timeline
- Market Anxiety: What Investors Can Do in Troubling Times
- 5 Actions You Can Take in the Event of a Recession
- Market & Policy Mid-Year Outlook with Strategas
- Planning Moves for Volatile Times
- Surprising Upsides in a Down Market
- Key Money Moments: 4 Times You Should Talk to a Pro
- Washington Policy Themes for 2023
- Wealth Management Mailbag: Spring 2023
- Diversification: The "Free Lunch" of Portfolio Building
- New CBO Outlook Adds Fuel to Budget Fight – Washington Polic
- How to Read the Financial News
- Bank Failures Spark Questions Over Deposit Insurance
- Even Now, There Are Reasons To Own Bonds
- All That Matters: The Lay of the Land
- Energy Policy as a Key Component of National Security
- All That Matters: Should You Be Worried About a Recession?
- Debt Ceiling Negotiations Likely To Go Down to the Wire
- Understanding The Fed’s Highwire Act
- Put a Picasso in Your Portfolio
- You've Made Your Career Move - Now What?
- Is This the End of the "Grandparent Rule?"
- All That Matters: Hype Cycle, Fear Cycle
- Can a Stock Market Selloff Be a Good Thing?
- Strategas Mid-Year Market Outlook
- US Consumer Will Be Impacted by Student Loans Restarting
- Getting Ahead of the Curve
- What It Takes to Become an Accredited Investor
- Wealth Management Mailbag: 2023 Outlook
- The Benefits of Consolidating Accounts
- Investing in an Election Year
- BairdNext Insights: What is Different About This Bear Market
- The Big Winners of the Inflation Reduction Act
- All That Matters: Things That Surprise Us
- What the 1970s Can Teach Us About Inflation
- 5 Actions You Can Take in the Event of a Recession
- Want to Invest in Real Estate?
- Amazon, Tesla and Hindsight Bias
- The Case for Liquidity
- The Surprising Similarities of Pickleball and Investing
- Wealth Management Mailbag: Summer 2022
- Wealth Management Mailbag: Spring 2022
- BairdNext Insights: Responding to Inflation
- Surprising Upsides in a Down Market
- These Are a Few of My Favorite Quotes
- The Difficulty in Calling a Market Top
- Optimism vs. Pessimism
- Planning Moves for Volatile Times
- 6 Ways to Inflation-Proof Your Retirement Plan
- Making the Most of Employee Stock Ownership
- All That Matters: Summer's Over. What Matters Now?
- How to Deal With the Inevitable Volatility
- The Dangers of Portfolio Tinkering
Insurance
- Assess Life Insurance Needs
- A Look at Whole Life Insurance
- Is Term Life Insurance for You?
- Universal Life Insurance
- Variable Universal Life Insurance
- What to Look for in an Extended-Care Policy
- Understanding Extended Care
- Keep Your Umbrella Handy
- Disability and Your Finances
- Term vs. Permanent Life Insurance
- Insuring Your Business With a Buy/Sell Agreement
- Protecting Your Business from the Loss of a Key Person
- Can Group, Private Disability Policies Work Together?
- Preparing for the Expected
- Understanding the Basics of Medigap Policies
- What You Should Do About Insurance Following a Divorce
- When to Self-Insure
- When Does Your Personal Car Become a Commercial Vehicle?
- The ABC’s of Auto Insurance
- Understanding Homeowners Insurance
- Insuring Your Business Against Cyber Liability
- An Overview of Renter’s Insurance
- Protecting Your Home Against Flood Loss
- A Brief Guide To Condo Insurance
- Making Sense Of A Home Warranty
- Buying Auto Insurance For Teen Drivers
- Retiree Health Care Coverage Overseas
- A Home Insurance Claim: To File Or Not To File
- The Value of Insuring Against Life’s Risks
- Insurance Needs Assessment: When You're Newly Married
- Insurance Needs Assessment: When You're Young and Single
- Insurance Needs Assessment: Married With Children
- Insurance Needs Assessment: For Empty Nesters and Retirees
- Protection Against Uninsured Drivers
- The Most Overlooked Item of Any Home Improvement
- When Life Insurance Becomes Taxable
- Social Media: #NewestBusinessLiabilityRisk
- Keeping Summer Safe: Pool and Spa Safety Tips
- Insuring Your Second Home
- Directors and Officers Liability Insurance
- Inventorying Your Possessions
- Fallen Tree Damage—Who Pays?
- Gun Ownership and Your Homeowners Policy
- Does Your Credit Score Affect Your Insurance Rates?
- Errors and Omissions Insurance
- How Insurance Deductibles Work
- Test Your Life Insurance Knowledge
- Teen Drinking and Your Liability
- Gap Insurance for Leased Cars
- Dog Bites Neighbor. Now What?
- Silver Sneakers 101
- Medicare Advantage 101
- The Cost of Medical Care
- The A, B, C, & D of Medicare
- The Basics of Medicare
- Questions to Ask About Medicare
- Medicare At 65+
- Qualifying For Medicare Under Age 65
- Medicare vs. Medicaid
- Breaking Down the Parts of Medicare
- Medicare Advantage Plans (Medicare Part C)
- Prescription Drug Benefits Under Medicare (Part D)
- Ways to Supplement Your Medicare Coverage
- Replacing Your Medicare Card
- Consider Keeping Your Life Insurance When You Retire
- Life Insurance Myths: Debunked
- 4 Hidden Benefits to Owning Life Insurance
- How Much Life Insurance Do You Need?
- 9 Everyday Life Insurance Mistakes
- Key Moves for Open Enrollment Season
- Life Insurance Solutions for Your Blended Family
Tax
- Understanding Marginal Income Tax Brackets
- How Income Taxes Work
- What Do Your Taxes Pay For?
- What If You Get Audited?
- What Is a 1035 Exchange?
- Do You Owe The AMT?
- How to Make the Tax Code Work for You
- Tax Deductions You Won't Believe
- Red Flags for Tax Auditors
- How to Appeal Your Property Taxes
- Five Most Overlooked Tax Deductions
- You May Need to Make Estimated Tax Payments If…
- Does Your Child Need to File an Income Tax Return?
- Tax Rules When Selling Your Home
- Filing Final Tax Returns for the Deceased
- Tax & Estate Strategies for Married LGBTQ+ Couples
- What's My 2023 Tax Bracket?
- Everything You Need to Know About Tax-Free Gifting
- Ratcheting Up: Inflation Adjustments to Your 2023 Taxes
- Counteracting Capital Gains with Tax-Loss Harvesting
- Take the Headaches Out of Tax Season
- How Your Bonus Is Taxed
- Make the Most of Your Required Minimum Distributions
- Strategies for Estimated Tax Payments
- Taking Advantage of Tax-Loss Harvesting
- An Expat's Guide to U.S. Taxes
- IRA's: To Convert or Not To Convert
- What the Inflation Reduction Act Means to You
- So You Won the Lottery
- So You've Inherited Some Property...
Money
- Spotting Credit Trouble
- U.S. Personal Savings Rate
- Life and Death of a Twenty Dollar Bill
- Pay Yourself First
- Buying vs. Leasing a Car
- Your Emergency Fund: How Much Is Enough?
- Budget Check Up: Tax Time Is the Right Time
- What to Look for in Personal Finance Apps
- Password Protection Strategies
- A Penny Saved is Two Pennies Earned
- The Economic Journey of Your Morning Coffee
- Countering Counterfeit Currency
- Weighing the Benefits of Prepaid Debit Cards
- The Half Million Dollar Baby
- The Lowdown on Those Free Credit Scores
- Strategies for Managing Student Loan Debt
- Budgeting After a Divorce
- The History of Currency
- How Big is Money?
- The Five Basics of Financial Literacy
- How to Read Your Credit Report
- Data Thieves from Outer Space
- Year-End Charitable Gifting and You
- The Average American Budget
- Building a Solid Financial Foundation
- Managing Money as a Couple
- Making a Charitable Contribution
- Exploring the Federal Student Grant Program
- How to Organize Your Financial Life
- 6 Ways to Inflation-Proof Your Retirement Plan
- The Case for Liquidity
- Seeing the Big Picture
- Personal Finance Calendar
- The Smart Way to Pay Off Student Loans
- What Can You Buy With 529 Distributions?
- What To Do When Your Income Reaches 7 Figures
- What to Expect from Baird’s Mobile App
- A Financial Checklist for Post-Graduates
- Ten Things to Do When Your Child Turns 18
- Teaching Kids to Be Fiscally Fit
- Debt: Not Necessarily a Four-Letter Word
- Is College Right for You?
- Choosing a Corporate Structure for Your Business
- Buying or Selling a House in a Seller's Market
- 5 Strategies for Paying Off Credit Card Debt
- Helping Out a Family Member
- 'Til Debt Do Us Part
- Should You Buy or Lease Your Next Car?
- A Quick Guide to Business Valuations
- Preparing for the Return of Student Loan Payments
- A Survival Guide for Small Business
- Wealth and the Single Parent
- 4 Myths When Managing Sudden Wealth
- How Much Should You Support Your Kids in College?
- The Smart Way To Pay Off Student Loans
- Building Your Emergency Fund
- Give the Gift of Stock
- Buying or Leasing in 2022: What You Need to Know
- Protect Yourself From Wire Fraud
- How Does Equity Compensation Fit Into Your Financial Plan?
- A Big Decision for Small Businesses
- A Budget You Can Live With
- How to Cover the Cost of Your Wedding
- Financially Savvy at Six Figures
- August Wealth Strategies
Lifestyle
- Lots of Variables with Fixed-Rate Mortgages
- Fixed or Variable Mortgage, Which Should You Pick?
- To Catch a Thief
- A House Divided
- Do Your Kids Know The Value of a Silver Spoon?
- Countdown to College
- Putting a Price Tag On Your Health
- Prevent a Rift: Money Tips for Newlyweds
- Personal Finance Tips for Military Families
- A Cheat Sheet for Sending Your Kid to College
- The Financial Literacy Crisis
- Saving on Subscription Service Costs
- Stop Wasting Money
- Please Leave Home Without It
- Changing Unhealthy Behaviors
- Debt Stress
- Avoiding Cognitive Decline
- Raising Healthy Children
- Good Health is Good Business
- Money Draining Food Myths
- Building Your Legacy
- Creative Ways to Motivate Your Employees
- Keeping Good Records is Good Business
- Mastering Mobile Lingo
- Four Great, Unexpected Places to Raise a Family
- Best Vacations: By Car, By Ship, By Foot, Once in a Lifetime
- Travel, Without the Baggage
- Financial Aid for Students 101
- The Three Keys to a Great Password
- Pickleball in Retirement
- Retiring Wild: National Parks and You
- The ABCs of HSAs
- Saving for College: A Brief Guide for Parents
- Practical Strategies to Safeguard Your Online Information
- "Am I Ready to Move Out of My Parents' House?"
- Women Talking Wealth: Kathy Cobb
- Is it Time to Make a Change?
- Smart Moves for a Healthier Medical Practice
- Wealth Management in Real Life
- Family Values: Charting Your Future
- Family Governance: A Key to Maintaining Your Legacy
- How To Talk With Your Family About Wealth
- Keep Your Private Information Private
- Cyber Self-Defense: Protecting Yourself Online
- Giving Love - and Money - to the Grandkids
- To Consolidate or Not To Consolidate Your Student Debt
- Ten Financial Moves to Make When Your Child Turns 18
- Data Breach: Your Security To-Do List
The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG, LLC, to provide information on a topic that may be of interest. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.